TWO-HOUR In-Depth View of the Expanded Mortgage Modification Mediation Program (MMMP) for Chapters 7, 11 and 13
Presented by Krystal M. Ahart, Ellen Lawson, and Tami Johnson
Starting July 1, 2023, Arizona’s Mortgage Modification Mediation (MMM) Program can now be utilized for debtors in Chapter 7 and 11 cases, in addition to Chapter 13 cases. Krystal Ahart, Tami Johnson and Ellen Lawson will provide an in depth review of how the expanded MMM Program works in general, as well as the new guidelines and forms for Chapter 7 and 11 cases.
This seminar is a “must see” for all consumer bankruptcy counsel and their staff. You will learn how to represent a debtor from start to finish in the MMM Program. You will also learn practical tips and strategies to help you be successful when using the MMM Program for your clients.
*This program qualifies for ETHICS CREDIT*
(See below for any materials and Zoom link)
Shortly after the program, a recording will be on ACBC’s YouTube Channel, and ACBC’s website Resources page.
Krystal M. Ahart 
is a partner at Kahn & Ahart, PLLC, dba Bankruptcy Legal Center™, in Arizona. She focuses her practice on representing individual and commercial clients through Chapter 7, 11, and 13 bankruptcies. Krystal obtained her J.D. from Phoenix School of Law in 2012; she started working with James F. Kahn in 2002, moving her way up from file clerk/receptionist, to secretary, to paralegal, and eventually to lawyer. Krystal recently became certified as a Bankruptcy Specialist by the State Bar of Arizona. She is honored to be a member of the 2020 Class of American Bankruptcy Institute’s 40 Under 40 Program and to be on Super Lawyers’ 2021 Southwest Rising Stars® list, an honor reserved for only 2.5 percent of attorneys in the region. Krystal is an active member of the legal community and devotes a substantial amount of time to serving the underserved. She serves as Co-Executive Director of the Executive Committee of the Arizona Consumer Bankruptcy Counsel (ACBC) and Chairs the Advisory Committee for the Volunteer Lawyers Program. In her free time, Krystal enjoys snowboarding, camping, kayaking, and hiking, all with her awesomely well-behaved dog (Tyson) by her side.
Ellen Lawson is a residential real estate attorney with Ellen K. Lawson Attorney at Law PLC. Ms. Lawson has been representing Arizona homeowners since 2009 in the areas of loan modification, mortgage/HELOC/HOA debt settlement, excess proceeds, purchase and sales, and foreclosure avoidance. Ellen Lawson also represents homeowners who need to pursue Arizona’s Homeowner Assistance Fund (HAF) funding as an alternative to, or in conjunction with, loan modification.
Ms. Lawson is often appointed as special counsel to represent Arizona debtors in the Mortgage Modification Mediation (MMM) Program. Ms. Lawson also serves as a mediator in the MMM Program.
Tami Johnson is the Pro Se Law Clerk for the United States Bankruptcy Court for the District of Arizona. In that capacity, she advises the Clerk of Court on all issues pro se and runs the Court’s Self Help Center. She graduated Cornell Law School in 1993. Prior to joining the Court, she worked for various legal aid and public interest law firms who advocate for the indigent and mentally ill including Community Legal Services, the Arizona Center for Disability Law and the William E. Morris Institute for Justice. She has received awards for her work including the Ninth Circuit’s Excellence in Pro Se Case Management Strategies Award. She currently serves on the Executive Council for the Bankruptcy Section of the State Bar of Arizona and the Arizona Bankruptcy American Inn of Court. She is married to the Honorable Todd F. Lang of the Maricopa County Superior Court and has three children and a chihuahua.
Materials
Join Zoom Meeting
https://us02web.zoom.us/j/85394058992?pwd=Y1RBM3RUVXNZdXFPUjQxODU4OTF6QT09
Meeting ID: 853 9405 8992
Passcode: 432123
Dial by phone
669-900-6833
*An ACBC Member must be present at this program in order for staff to join.